Tools · Seller

What you actually walk away with.

Sale price minus mortgage payoff, commission, the Colorado state documentary fee, any resort-town transfer tax, and the rest of the closing line items. The number on the wire — not the number on the listing.

Estimated sale priceWhat you expect the home to sell for after negotiation.Mortgage payoffOutstanding balance on all mortgages on the property at closing.

Agent commission (%)Total to both sides — typically 5–6% in Colorado.Other closing costs (%)Title, escrow, prorated taxes, attorney. ~1% is typical.

Location (transfer tax)Most of Colorado has no real estate transfer tax. A handful of resort towns do. Repair credits or seller concessionsAnything you've agreed to credit the buyer at closing.

Estimated net proceeds

$274,430

Wire amount after every deduction below clears the closing statement.

Sale priceStarting point: $700,000
Mortgage payoffGoes straight to your servicer: −$380,000
Agent commission5.50% of sale: −$38,500
Title, escrow, and prorations1.00% of sale: −$7,000
CO state documentary fee$0.01 per $100 of sale price: −$70
You take home: $274,430

Estimate only. Excludes home warranty, HOA transfer fees, capital gains tax (run our capital gains tool), and any payoff prepayment penalties — most CO mortgages don't have them, but check yours.

Reading the result

What's actually pulling money off the top.

Doc fee

Colorado's tiny state documentary fee

Colorado charges a documentary fee of one cent per $100 of sale price (0.01%) at closing. On a $700k home that's $70 — a rounding error compared to most states' transfer taxes. The fee funds property records and is paid by the seller at closing.

Transfer tax

Why most of Colorado has no transfer tax

Colorado's TABOR amendment effectively bans new local transfer taxes. The dozen or so resort towns that have one (Aspen, Vail, Telluride, Crested Butte, Breckenridge, Avon, etc.) had theirs grandfathered in before TABOR. If you're selling on the Front Range, you owe zero transfer tax — only the doc fee.

Commission

Commission isn't fixed — but the typical Colorado range is 5–6%

Post-NAR settlement, commission is fully negotiable and the buyer's-agent share is no longer baked into the listing. Most Colorado sellers still offer 2.5–3% to the buyer's agent and pay 2.5–3% to their listing agent, totaling 5–6%. Discount brokerages quote lower; full-service often higher.

Want a real listing strategy?

Tell us your ZIP — we'll match you with a Colorado listing agent.

They'll pull comps, propose a list price, and walk you through a real net sheet line by line. No commitment to list.